EDUCATION CENTRE

View this post on Instagram A post shared by The Better Planning Group (@betterplanninggroup) Timing matters when it comes to Spousal RRSPs. Contributing before December 31 starts the three-year attribution-free period sooner, giving you more flexibility with withdrawals and helping you get more from your financial plan. A small timing choice today can make a […]

The Next Rate Announcement The Bank of Canada will announce its next interest rate decision on Wednesday, October 29, 2025. Right now, the key rate is 2.50%, and many economists expect another 0.25% cut to 2.25% the second one this year. Why? Because Canada’s economy has slowed, inflation is steady around 2.4%, and unemployment has […]

Introduction: Why Tariffs Matter in 2025 In 2025, tariffs are once again in the spotlight. The U.S. has implemented new trade duties affecting over 60 countries. These actions ripple through global markets, raising costs and shaking investor confidence. Let’s break down what tariffs are, how they impact the economy, and what investors can do to […]

You’ve Filed Your Taxes Now What? Tax season is over. You’ve crunched the numbers, submitted the paperwork, and (hopefully) received a refund. But before you splurge on that weekend getaway or the latest tech gadget, let’s talk about something smarter: investing after taxes. For many young professionals, tax season is the first real encounter with […]

When tax season arrives, knowing your deductions and credits can help maximize your refund. Here’s a quick guide to key tax benefits for individuals and families in Canada. Personal & Family Deductions ✅ Childcare Expenses – Claim daycare, summer camps, and caregiver costs.✅ Support Payments – Some spousal and child support may be deductible.✅ Student […]