Category: Investment Planning
Spousal RRSP: Timing Matters
Dec 7, 2025
View this post on Instagram A post shared by The Better Planning Group (@betterplanninggroup) Timing matters when it comes to Spousal RRSPs. Contributing before December 31 starts the three-year attribution-free period sooner, giving you more flexibility with withdrawals and helping you get more from your financial plan. A small timing choice today can make a […]
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Hidden Dangers of the Bank Rate Cut
Oct 24, 2025
The Next Rate Announcement The Bank of Canada will announce its next interest rate decision on Wednesday, October 29, 2025. Right now, the key rate is 2.50%, and many economists expect another 0.25% cut to 2.25% the second one this year. Why? Because Canada’s economy has slowed, inflation is steady around 2.4%, and unemployment has […]
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Tariffs and Market Volatility: What You Need to Know
Aug 4, 2025
Introduction: Why Tariffs Matter in 2025 In 2025, tariffs are once again in the spotlight. The U.S. has implemented new trade duties affecting over 60 countries. These actions ripple through global markets, raising costs and shaking investor confidence. Let’s break down what tariffs are, how they impact the economy, and what investors can do to […]
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